A True Revolution in Accurate Identification of Driving Behavior

Insurance Value

Most Meaningful Measurement of Risk for Insurance

Delivering the Missing Piece of Underwriting Insight - How the Driver/Fleet Drives

to Commercial Insurers, Reinsurers, MGA's, and Captives

The ”good enough” sophistication of typical driver scorecards is simply not good enough to give insurers the more accurate insight needed to more accurately predict future driving risk.
Commercial Insurers are uniformly finding Accuscore’s unique approach to driver scoring to be more predictive of risk.

  • Defining the New Standard… Risk per Mile Driven, not how many miles are driven
  • More predictive of risk than loss histories and contextual data about the driven road
  • Delivering telematics data analytics insurers can trust and monetize
  • Determine the likelihood that a driver will be involved in an at-fault accident sometime in the foreseeable future.
  • Allow insurance companies to reward insureds who invest in active safety systems.

Fleets

Scoring for all types of safety-conscious fleets

Focus is placed on driver improvement by understanding driving behavior, all the time

  • Identify Riskiest Drivers
  • Lower Accident Rates
  • Reduce Exposure to Risk
  • Provide Feedback to Drivers
  • Enable Driver Intervention
  • Create Automated Driver Improvement Feedback
  • Implement Coaching programs
  • Improve Operating Efficiency and Loss History

The Science Behind Accuscore

Why is Accuscore More Predictive of Driving Risk?

While other solutions seek to determine risky events real time at the device level, Accuscore takes a very different approach.

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While other solutions seek to determine risky events real time at the device level, Accuscore takes a very different approach. Only by compensating for all other possible factors associated with a change in vehicle momentum can the real risk (or “energy displacement”) be determined. A real time determination of risk is a highly inaccurate “proxy” for a risky event, clearly not a foundation for most accurately predicting future driving risk. This proxy, while perhaps considered “good enough” does not the deliver the accurate identification of driving risk required for more accurate underwriting and optimal effectiveness of fleet loss prevention initiatives.

The Accuscore approach begins with the idea that risk is determined by evaluating changes in vehicle momentum. To do that properly, a continuous stream of one second interval data is collected and evaluated. Compensations are applied to the data in numerous ways to adjust for the impact of severity of events, weight of the vehicle, speed of vehicle when a g-force reading is recorded, duration of the event, duration of the trip, etc. All of these compensations are applied on the backend to every second of driving data.

Learn more about the science behind Accuscore scoring

Driver Behavior

Continuous Monitoring

Being able to determine ‘how’ a driver behaves is more vital than how many miles they drive.

accuscore creates a multi-dimensional profile that accurately ranks a driver on aggressiveness, distraction, general driving tendencies, and specific risky driving events.

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General Driving

Tendencies constitute all the uneventful behaviors occurring during regular driving.

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Distracted Behavior

Characterized by events that unintentionally take place because the driver was distracted.

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Aggressive Behavior

Caused by deliberate actions by the driver.

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Risky Driving Events

The result of exceeding predefined thresholds clearly identifying the potential for accidents.

By analyzing every second of driver behavior, calculating the risk and generating a risk score, accuscore℠ is the most accurate and comprehensive scoring engine available on the market today. Some systems offer ‘events’ notifications, but even those only capture a very small sliver of the overall driving picture. To pinpoint which drivers are the most at risk, the system must catch all the driving behavior between events. Accuscore has created the world’s first continuous monitoring system to address deficiencies in what is currently being offered, resulting in the most comprehensive driver profile on the market

Platforms

Accuscore has an Open Platform Across All Device Types

Accuscore scoring can be delivered to the fleet/insurer with a variety of devices:

Smartphone App — Accuscore has teamed up with one of the leading smartphone App providers to deploy our solution, removing the cost barriers of buying and installing devices in a vehicle to capture this information.

Telematics Devices — OBD or JBus devices, delivered with added value applications from TSPs, can generate the required log files needed to produce Accuscore scores.

Video Solutions — Several providers of video solutions have already integrated with us. This approach eliminates /minimizes the need for extensive video review.

Latest News and Media

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About Us

Accuscore is a Delaware incorporated company located in San Diego, California.  We are a data processing company committed to determining the most accurate prediction of driving risk through advanced interpretation of vehicle motion.  This scoring can be delivered using either smartphones, telematics devices, or video cameras.  We do not provide the actual devices that our clients may choose to use.  We deliver value to commercial insurers through more trusted identification of driving risk and we deliver value to fleets directly by creating the foundation for a more effective loss prevention program.  Accuscore founders have been involved directly in driver risk identification and correction for over 12 years, having formerly held executive positions in major driver safety technology companies as well as having provided significant services to providers of UBI solutions in the consumer space.

Who We Are

Peter Ellegaard

Peter Ellegaard

Co-Founder / CEO
Peter provides engineering leadership and years of experience working with driver behavior technology, cellular networking, and SaaS data delivery models. Peter was formerly VP of Engineering at DriveCam and Director of Engineering with Nokia as well as having done significant contract work with major insurance companies in the area of driver behavior identification. Peter has a B.Sc. / M.Sc. EE from the University of Copenhagen.
Alan Mann

Alan Mann

Co-Founder / President
Alan provides strategic and operational leadership for Accuscore. Alan was formerly VP of Sales for DriveCam for 6 years. He has worked with hundreds of fleets through the implementation of driver improvement programs. Alan was previously in executive management positions with several technology companies, including Data General and Sun Microsystems. Alan has a bachelors degree and an MBA from the University of Arizona.

What Clients Say About Us

Testimonials
Ted Wu
At Planet Halo, we have integrated our video event recorders with the Accuscore scoring option. To our clients this means they can achieve a higher degree of efficiency and ease of use at managing an effective driver behavior improvement program. Log files from our cameras can first be scored by Accuscore, resulting in the most accurate identification possible of risky driving behaviors. We are then very easily able to provide on-demand access to the most relevant video events for intervention with drivers. With this combination of capabilities we are able to provide a superior safety solution to fleets and also effectively meet the requirements of forward-thinking insurance companies who wish to settle claims more efficiently, potentially provide manageable and cost-effective risk mitigation programs amongst their insureds, and provide a more meaningful basis for accurately underwriting the risk of their insured fleets.
Ted Wu
President Planet Halo
Mike Lyons
At IONFleets, we provide technology to help fleets identify and correct driving behavior. While our solutions involve video recorders/vision systems, we consider a key component to be the driver scoring available from Accuscore. We offer clients the ability to accurately determine risky drivers and risky driving behaviors purely from the fully automated interpretation of vehicle motion. This is a significant enhancement in comparison to many video-oriented driver behavior improvement programs in that extensive manpower need no longer be allocated to the extensive review of video clips. The enablement of Accuscore risk scoring provides access to significant incremental markets, incremental opportunities, and potential insurance company financial participation.
Mike Lyons
President, IONFleets
President of a San Diego construction services company
At our company we continually manage to the highest level of safety possible in all aspects of our operation. As part of this focus, we began testing the Acculitx system a year and ago, found it to be very beneficial and have subsequently installed the Accuscore system in each one of our 50 worker’s vehicles. With this program, we are able to monitor every second of driving behavior from every worker on every trip. We have found this to be an extremely effective tool to help us clearly identify risky driving behavior in our fleets and effectively be able to improve those behaviors in a simple and manageable fashion.
President of a San Diego construction services company

Contact Us if You Need Any Info

Contact Us

Office:

13230 Evening Creek Dr, Suite 208  
San Diego, CA 92128