While other solutions seek to determine risky events real time at the device level, Accuscore takes a very different approach. Only by compensating for all other possible factors associated with a change in vehicle momentum can the real risk (or “energy displacement”) be determined. A real time determination of risk is a highly inaccurate “proxy” for a risky event, clearly not a foundation for most accurately predicting future driving risk. This proxy, while perhaps considered “good enough” does not the deliver the accurate identification of driving risk required for more accurate underwriting and optimal effectiveness of fleet loss prevention initiatives.
The Accuscore approach begins with the idea that risk is determined by evaluating changes in vehicle momentum. To do that properly, a continuous stream of one second interval data is collected and evaluated. Compensations are applied to the data in numerous ways to adjust for the impact of severity of events, weight of the vehicle, speed of vehicle when a g-force reading is recorded, duration of the event, duration of the trip, etc. All of these compensations are applied on the backend to every second of driving data.
Tendencies constitute all the uneventful behaviors occurring during regular driving.
Characterized by events that unintentionally take place because the driver was distracted.
Caused by deliberate actions by the driver.
The result of exceeding predefined thresholds clearly identifying the potential for accidents.
By analyzing every second of driver behavior, calculating the risk and generating a risk score, accuscore℠ is the most accurate and comprehensive scoring engine available on the market today. Some systems offer ‘events’ notifications, but even those only capture a very small sliver of the overall driving picture. To pinpoint which drivers are the most at risk, the system must catch all the driving behavior between events. Accuscore has created the world’s first continuous monitoring system to address deficiencies in what is currently being offered, resulting in the most comprehensive driver profile on the market
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